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real estate

 
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leonidas  

Loan (Funding) needed for real estate properties

I am a licensed New York State Real Estate Salesperson since 1985

I am having a hard time makings ends meet. I am a very reliable and honest person. I am just looking to meet someone who will trust me in doing business with them. I have a lot of experience in investment properties which are located in the New York City Queens, Brooklyn, Bronx and beyond , New Jersey and Pennsylvania areas. I can work, I am dedicating my full time for the last several years but what I am encountering is the lack of funding for these distressed or cash flow properties. All I am looking for is someone who will trust me or have the funds available in their own account and I will be able to find investment properties along with them and share the profits. I love people and most of all I love God. If you give me a chance I will prove to be a great asset for you! Just give me a chance.
All the best for a Merry Christmas and a very prosperous New Year 2012!
Leonidas

reply to leonidas
Lindamn  

Economy is getting hard for everyone even me,

I am getting so depressed both cause of seasonal depression but also starting to have some real hard times financially and not so much getting to far behind but enough to cause some stress.

The to make things worse we are get canceled after two months of service for home owners insurance that according to our contract we are supposed to have in place, they canceled cause they say the structure is not good and we have slate/asbestos siding, and the seller also was my landlord for a year thinks he can boss me around and walk into my house without permission or notice and we have a contract for deed and are buying the house. He is starting to look like a scammer type of person. I wish I could find another person to help us finance this house and the payments would go to them instead of this gentleman... We are buying the house for $59,000 but I was told before paperwork it would 57000 anyways we pay $154.00 every payday straight from my boyfriends check right to this guys account, and we have not missed a payment not even for rent and we will be here two years next april ...

We have a contract for deed for three years and then we have to find financing for the rest but after rereading paper work which we were kind of rushed through the day we closed and sounds like most of the money we pay is interest and the mortgage will hardly have been touched...

I don't want to move cause this is a nice house and very efficient utility wise and also with my depression and disability it would make the stress much greater and I could have a heart attack or stroke. I try to keep the stress down.

I am beginning to not trust people anymore. And this seller cause of the way he is very pushy and throws attitudes and fits without listening to what we need to say, and it is always about his health, his money needs and so on... I should have stayed in the dumpy house that was falling apart instead... if I knew he was going to do this kind of thing. I wish I could work and get a better income in our home but I can't right now the stress here is a lot to handle and already is taking a toll on me.. I gave up my attempt to open an animal shelter for now but will try later after this situation is cleared up.

reply to Lindamn
Robin36  

Grant Money

Where is a good site to obtain information on business grants? A lot of sites I have looked at will require a small S&H fee then want to bill me $50 and up monthly if I don't cancel. I am a woman based business and looking to expand my business. I am also interested in purchasing real estate.
reply to Robin36
RDON  

Temporary Program for Commercial Real Estate Refinancing

WASHINGTON, D.C. – Small businesses facing maturity of commercial mortgages or balloon payments before Dec. 31, 2012, may be able to refinance their mortgage debt with a 504 loan from the U.S. Small Business Administration under a new, temporary program announced today.
The new refinancing loan is structured like SBA’s traditional 504, with borrowers committing at least 10 percent equity and working with third-party lending institutions and SBA-approved Certified Development Companies in the standard 50 percent/40 percent split. A key feature of the new program is that it does not require an expansion of the business in order to qualify.
SBA will begin accepting refinancing applications on Feb. 28. The program, authorized under the Small Business Jobs Act, will be in effect through Sept. 27, 2012.
“The economic downturn of recent years and the declining value of real estate have had a significant, negative impact on many small businesses with mortgages maturing within the next few years,” said SBA Administrator Karen Mills. “As a result, even small businesses that are performing well and making their payments on time could face foreclosure because of the difficulties they face in refinancing and restructuring their mortgage debt. This temporary program is another tool SBA can provide to help these small businesses remain viable and protect jobs.”
The SBA initially will open the program to businesses with immediate need due to impending balloon payments before Dec. 31, 2012. SBA will revisit the program later and may open it to businesses with balloon payments due after that date or those that can demonstrate strong need in other ways.
“We are making this initial restriction to make sure our funding goes first to small businesses with the most need,” said Steve Smits, SBA Associate Administrator of Capital Access.
Borrowers will be able to refinance up to 90 percent of the current appraised property value or 100 percent of the outstanding mortgage, whichever is lower, plus eligible refinancing costs. Loan proceeds may not be used for other business expenses. Existing 504 projects and government-guaranteed loans are not eligible to be refinanced.
Congress authorized SBA to approve up to $15 billion in loans under this program ($7.5 billion in both fiscal 2011 and 2012). Together with the first mortgage, this temporary program will provide up to $33.8 billion of total project financing. Additional fees charged to the borrower will cover the cost of this refinancing program and as a result no subsidy will be needed. The program is expected to benefit as many as 20,000 businesses.
SBA’s traditional 504 loan program is a long-term financing tool, designed to encourage economic development within a community. A 504 loan provides small businesses with long-term, fixed-rate financing to acquire major fixed assets for expansion or modernization.
Typically, a 504 project includes three elements: a loan (or first mortgage) secured with a senior lien from a private-sector lender covering up to 50 percent of the project cost, a second mortgage secured with a junior lien from an SBA Certified Development Company (backed by a 100 percent SBA-guaranteed debenture) covering up to 40 percent of the cost, and a contribution of at least 10 percent equity from the small business borrower.
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reply to RDON
Ryan12  

There Might Be Help Coming

I wanted to let you all know that I am working in real estate now and have been talking with both lenders and buyers. The leners are looking for big interesting low loan to market value(get it started) projects. While the buyers are looking for commercial propertys, like strip malls, hotels and medical office buildings and industrial areas. So I wanted to ask you if when you see these properties come up and forclosures(trying to save everyone some hastle so as to restart with out the banks hurting people) then please let me know and the large unmbers are just fine as well as over seas. And as many of you have heard of me and other know me from my list, I will be happy to give not only credit but also a fair %. I will need all information you can give location city adress and phone number if possible.

 

Please understand, I have done community service for many years to wind up in the end, losing my home. I have also spent many of those years studying real estate as my Mom was an Agent for Century 21 and I found I had an eye for not only finding homes but helping others get into them through friends.  But in this case one of these buyers wants to get leades that have either not been listed by a Agent or the listing has expired, as well as from banks.  So I have been looking at this opertunity as a way to help others like myself who are not doing so well to make some cash in a matter of weeks it takes to process.

So Please take care, talk soon.

Hugs

Ryan

reply to Ryan12
angelicrealtor  

About angelicrealtor

Hello!

They call me "The Real Estate & Preforeclosure Guardian Angel" because saving property owners in distress from FORECLOSURE has been my specialty, passion and devine calling for the past 15 years. My exact title, as a Licensed Realtor, is "Preforeclosure/Bankruptcy/Fraud Specialist." It goes way beyond Real Estate for me :-) As you know, during the past few years we have been in the worse Real Estate Market than ever experienced in the past few decades. Additionally, we have definitely been in a recession period and seemingly it is NOT improving. The unemployment rate across the U.S. is at its highest peak. Families across America from every socio-economic background, ethnic, gender and religious group are in distress for the first time in their respective lives. This epedimic is hitting at every level from entry level employees to the Corporate CEO. It's cancerous head is continuously spreading like wild fire througout the land. 

 

My goal and objective on this website is to provide valueable tips that I've acquired from many years of experience in this field. I'm in the process of writing about the subject matter in hopes of helping the masses of consumers/property owners that are in need of this information because their liveilhoods depend on it. There is no 100% success rate but I've been blessed to have a very high success rate in stopping foreclosures. I've negotiated with lenders across the board to take thousands and thousand of dollars in losses and allow the property owner to move on with their lives with dignity and respect, as well as with as much damage control to their credit worthiness as possible. It is my desire to see that property owners not only get out of the current troubles that they face in a successful manner but, more importantly, be able to turn themselves around and purchase again when the time is right.

Contrary to popular thinking FORECLOSURE is NOT the end of the road. People don't just wake up one morning and say, "I think I'll stop making my mortgage payments" for no valid reason. Their disposition is normally due to something traumatic taking place ie) loss of job/income, loss of health, death, divorce, etc. I'm a firm believer that it's what you DON"T know that will hurt you and that given the right advice (ammunition) people will make the right decisions!!! I hope to be a great asset/aid to as many readers on this website as humanly possible. Thank you for stopping by and readling my ad. Thank you and have a wonderful and prosperous day!!!

Your Real Estate & Preforeclosure Guardian Angel,

"Angelicrealtor"

 

reply to angelicrealtor
Pharmak  

About Pharmak

I have over 10 years of experience as an IT consultant for the financial services, health insurance, and real estate industries. The IT opportunities in financial services have been declining numerically since 2000. I started a career in real estate in 2005. This is when the real estate bubble began to burst. During my 10-plus years in the field I have also been working in health insurance IT between financial services IT assignments. Health insurance reform will be the next "bubble." I believe biomedical engineering offers a career path that is directly involved with applying technology to patient health issues. Biomedical engineering is a new field. Completing my degree in this field continues a journey that has had several interruptions, namely lack of funding, and temporary employer requirements. I have been working part-time and volunteering for a world health organization and a political campaign since 2007. A new career in a new technology field should provide many opportunities to improve the quality of healthcare and full time employment for many years.   
reply to Pharmak
L8trLeo  

Losing Our Home - Update

We're finally in foreclosure and facing bankruptcy. The bank won't help, the government won't help, the house won't sell. So I guess that's it.

We will be joining the ranks of the renters in a couple months. I'll be glad and sad to say goodbye to our first and last house. We're not sure how or where we're going but we have to leave.

We live in Antelope Valley, CA. If anyone knows of a more than reasonable 2bdrm house for rent in the area please message me. We're not picky but hoping for a house with hard floors (for cleanliness) and a patch of grass for our 3 dogs.

Thanks for reading and best of luck to all those stuck in this horrible economy.

reply to L8trLeo
mammatries  

Self study

While figuring out how will I pay for my realestate course. I have also took the liberty to self study. For someone with no money and not a lot of time and resources. The public Library can be a excellent source.

To self study also gives the advantage of knowledge before actually taking a course. for things lije Real Estate it is like learning a new language. Especially when you are an Adult learner. It is so much different from learning as a kid or a teen. My day is busy and I am always sure to have kids getting on my nerves..lol.

The will to succeed is heavingly on my mind. I don't ever want to see another day living in poverty. For me to become a Real estate agent then 2 years later a Broker. It will be a career good enough to raise my children comfortably.

   

reply to mammatries
Sparticuss77  

Help with Native non-profit program!

 We have recently started a non-profit to better serve the children and elders of the washington and soon the nation and we need seed and all the start up monies we can get to help this great program get a better start anyone who can help please let us know. Our web site is www.nativebridge.org

 

Thank you for your time.

 

p.s. Also we are wanting to start a teen "safe house" please let us know of any real estate grants we are eligible to help further our good cause.

reply to Sparticuss77
mid michigan appraiser  

About mid michigan appraiser

I am an appraiser. Three years ago I went belly up. I lost my car, my house and my business. I now work nights at Meijers stocking shelves part time. It's minimum wage but brings in a little cash.

The impact of going broke knocked me off of my feet but I'm back standing and ready to make money once again. At 55, I feel it's my last chance.

I spent most of my life appraising properties and watching investors become wealthy.

Today is April 28, 2009. Today the tides are about to turn.

I am looking for others to join the band wagon and join the team. At this point it's only myself.

First of all let me say that I don't want any money from you.

This is what I am looking for:

1. Search Parties. People to find distressed properties. If we make a deal to buy it you get a finders fee.

2. People with good credit. It's a wonderful asset when it comes to investing. We are going to do our best with no money down concepts but some of the prime properties will require secured loans. It's like being a co signer of a secured loan. 

3. People who have no money but a desire to turn that around and become self sufficient.

4. Financiers who are willing to back the cause of impoverished citizens trying to overcome distressed situations. 

5. People with a willingness to succeed.

If you want to be a part of this adventure then email me.

My name  is James Delaplante. Email me at midmichiganappraiser@yahoo.com.

Together we can make a difference.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

reply to mid michigan appraiser
dayton investor  

Opportunity Knocks - How Do I Open The Door?

I am consumed with the real estate investing arena.  I can find great deals and make all the numbers work except one... the initial money to get started.  Everyone that I talk to about the numbers say the same thing... "Sounds great you should do it"  but when you ask them to help you get started THEY can't.  Where do I find someone that understands the logic of real estate investing with the money to help someone like me get started?

Eric S

Dayton OH investor

ericsmith78@aol.com 

reply to dayton investor
elxrkade  

About LivingFree & Clear We R Mad Group

Living Free & Clear "Waterbury Elimination Mortgage Accelerator Debt Group

 

About Us: Im Carlos Anaya Jr. The Group Organizer My Partner is Living Free & Clear

The Living Free&Clear “WE “R” MAD GROUP” “Waterbury Elimination Mortgage Accelerator Debt Group” You are probably thinking or being skeptical about what the

“We “R” Mad Group” is all about? This is a People helping People debt Fighter Advocate Group, where each member that joins is going to learn strategies and techniques to help each other get out of distress debt and relieve their stress and depression at the same time. Those who join are going to learn 10 ways on how to get a new financial attitude towards their, Credit, Debts, Mortgage, Real estate, and business Entrepreneurship. Those who join are going to learn strategies and techniques to fight their creditors and Accelerate and reduce all their debts, Pay-off their mortgage and interest loans, in less than 15 years while at the same time saving a lot of money on interest. Then later build their wealth to establishe their own business. For the hard work, passion and dedication and commitment those who join are going to get the opportunity to make extra money to accelerate their debts faster, by promoting the Living Free & CLear “Waterbury Elimination Mortgage Accelerator Debt Group” and items and products to other people who are in financial distress and need our help.

20 Days Left for the 1st "We "R" Mad Group" Living Free And Clear Mortgage Debt Elimination & Real Estate wealth Building Training so who will like to join join now before is to late.

 

So What if you could…..

Pay off your 30 year mortgage in as little as 3-9 years,
Without increasing your expenses?

And get paid real income while doing it too (optional).

With no mortgage to deal with would you…

- Retire earlier?
- Stop playing complicated money games?
- Experience less stress?
- Give you kids a better education?
- Invest more and create wealth faster?

Stop wishing and start living the “Living Free and Clear (tm) Lifestyle”

If you have questions, call me at: 203-578-7180 or 24Hr Voice mail 631-865-2509

Do this all without increasing your monthly
budget and without making bi weekly payments
or refinancing, just using your current mortgage
Find out how to come to a free web seminar too!
Get the details now.

If you are ready to get it now go to:
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Its guaranteed and there is no risk.The greater risk is to do nothing,

That only guarantees failure…so give yourself a chance.

__________________________________

 

Go to my Blog at www.anayasLFCWeRmadGroup.blogspot.com

There you will find out what Reverse Compound Mortage Inetrest is all about.

Buy my Book and feel free to buy a T-shirt and If you are MAD support the Cause and join us in our Quest to living our lives FRee and clear and a great peace of mind. My book is all about How you as an individual has to learn how to get a New Financial Attitude towards your Debts, Expenses, Finances, Loans, Mortgages and most important your spending habbits.

The website to buy the book and T-shirts and other items is the following

www.Myspace.com/WeRMadGroup

Buy the t-shirt and Fight the Cause People helping people is the way to go!

Title of the Book: How To Focus On A New Financial Attitude!

 

Best wishes on your quest to Financial Freedom,

 

 

Carlos Anaya Jr.

 

 

reply to elxrkade
Lorraine  

About Lorraine2

reply to Lorraine
VangietheRealtorWithaHeart  

About VangietheRealtorWithaHeart

My name is Vangie and I am a Realtor with Signature Executive Realtors.  Today I find myself begging for help for a very special client.  I have a buyer who is buying a house that is an approved short sale in Culpeper, Virginia.  That's nothing special right.  Well she is the mother a precious little girl that has a handicap.  She has a fully approved loan but the bank is refusing to pay her closing cost of $17,000, they agreed to pay her down payment assistance.  I have offered the bank 1.5% of my commission but the bank still refuses to pay.  Simply put the short sale bank wants this buyer to come up with the money.  Come on please help.  She sold her car to put money in reserves for her loan.  Please help.

reply to VangietheRealtorWithaHeart
Sparticuss77@hotmail.com  

About Sparticuss77@hotmail.com

reply to Sparticuss77@hotmail.com
Roberts1  

Need someone to finance home purchase in Florida

Like so many these days, my wife and I find ourselves not able to afford our single family house and we lost it.  We are now in a condo with a lease-purchase option that we would like to excercise however, our credit has suffered to the extent that with the current credit crunch we cannot qualify.  To make a long story short, we are looking for someone to finance the condo for 3 to 4 years.  At that time, I will be able to qualify for a mortage thru conventional means.  Condo located in Largo FL.  We are both healthy, employed and with no dependents (except 2 cats that run the place)  I currently work for the county and am retired military (pension kicks in at age 60)  My wife will graduate from school in Februrry and be entering the medical admin field, something she has always wanted to do.  Will, of course, get into many more details with someone who is interested.  Thank you in advance.

reply to Roberts1
crichmond1000  

help not handout, quid pro quo

Looking for help, not a handout. We have land for sale if anyone is in the market for investments. This is for real. Reduced from $250,000 to $189,900. Value is going to double after slump. Sale would bail us out of our trouble and provide you with a great opportunity at the same time. Contact me through site, please. No ugly house buyers, please.

reply to crichmond1000
tnbroker  

tnbroker

I have owned my Real Estate Company since June 1991. I let a real estate agent come to my company in 2005. Last year I caught him in my building with illegal drugs and because of that I terminated him. After I terminated him he signed a contract with our local Yellow Book area wide phone directory changing my main company number to his own personal cell phone number!!! Now my company gets no real Estate calls because they all go to him!! This has caused me to loose almost all of my income and for the first time in my entire life my building and house payments are in default!! I have recently added loan originators and various other companies to rent from me but for the time being until I can get these new originators going I am totally broke and desperately need help with approx $5000-$10,000 so that I can get my bills caught up. I am a victim also of identity theft----someone in the country of Romania is using my name and my address and is selling laptop computers. He has totally destroyed my credit!! I have hired an attorney to help me get that solved but for the time being I cannot borrow money to keep my bills current. I will have a very decent income but it will be about a month. I have been selling my furniture just to have enough to eat and keep the utilities on but I have just about run out of anything to sell. I would be willing to pay a very high interest rate if someone would just please be kind enough to just loan me this $5000 to $10,000 !!( I would be glad to have an attorney draw up any kind of paperwork to protect you in making sure that you get paid back plus a very high interest rate).Any consideration of ANY amount would be most greatly appreciated more than you can ever possibly know!!  Thanks in advance!    

reply to tnbroker
Helper2  

Help With Foreclosure

I have seen many posts asking for help with foreclosure. Many people owe almost as much as their house is worth, they are in foreclosure, and they know that foreclosure stays on their credit record forever. They want to keep their house-sometimes this is possible.  I try to explain options to people facing foreclosure. If there is a way that I can help you keep your house, I want to try to help. I am honest and ethical. Click on the blue I above and email me.

reply to Helper2